FINNS Island Style Grub in St. Andrew’s

Savor island-inspired flavors at this 4.7-star Panama City gem. Discover fresh seafood, vegan options, and a vibrant atmosphere. Visit today!

Caribbean & Latin · Seafood$$4.7(1,333)Panama City

About FINNS Island Style Grub in St. Andrew’s

This popular spot in Panama City offers a delightful escape with its island-inspired cuisine and welcoming atmosphere. Diners consistently praise the exceptional food, incredible staff, and stellar ambiance, contributing to a solid 4.7/5 rating. The menu features a tempting array of options, including fresh seafood, alongside vegan and vegetarian choices. Whether you're seeking a lively evening with live music or a relaxed daytime meal, this restaurant provides an enjoyable experience. With outdoor seating and a pet-friendly policy, it’s a place where many wish they could spend all day, returning for multiple meals.

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Restaurant Analysis

Restaurant Characteristics

Formula-Based Analysis

This restaurant has been analyzed using our formula-based system to help you understand its key features and match it with your dining preferences.

💰Price Range
Moderate
🕐Meal Time
dinner
👥Group Size
Groups Welcome
🎭Atmosphere
Outdoor
🍽️Dining Style
Casual
Features & Amenities
Outdoor Seating
Live Music
Cocktails
Beer
+5 more

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Why Travelers Love FINNS Island

Sourced from recent guest feedback and verified reviews.

4.7 / 5.0(1,333 reviews)

I wish I could express the amount of love I have for this place!!! The food is amazing, the staff is incredible & the atmosphere is stellar! Found it on the internet, went for dinner & came back for breakfast!!! We had ahi tuna tacos, burrito bowl with jerk chicken, chips & salsa & the breakfast quesadilla with bacon. Everything was DELISH!!! Live music at night & pet friendly! The gift shop is AWESOME!!! Bought some treasures to take home with us & hearts that are overflowing with joy from our experiences here! CANNOT RECOMMEND THUS PLACE ENOUGH!!! If you’re hippy dippy like me, you don’t wanna miss out on this incredible place! We tried the Chop Burrito with Jerk Chicken along with the Island Style Nachos with Mahi Mahi and guac. The Mahi Mahi was a little dry, but worked well with the guac. We also got chips with their mango habanero salsa. The salsa was on point, though we wish we had more of it. We were a bit disappointed that the chips were Tostitos and not housemade, but that’s okay. Overall portion size was decent. Really liked the back patio as it was expansive, had large fans, and a waterfront view. Staff was laid back and easy going, and they were courteous when we asked questions about the menu. Rustic! So chill! Food was delicious and fresh. No rush here. Stay as long as u want. Look at the calendar for events such as Trivia and Bingo ...

Find the Restaurant

Where to Find Them

2808 W 12th St, Panama City, FL 32401, USA

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Opening Hours

Open Now
MondayClosed
Tuesday7:30 AM – 9:00 PM
Wednesday7:30 AM – 9:00 PM
Thursday7:30 AM – 9:00 PM
Friday7:30 AM – 9:00 PM
Saturday7:30 AM – 9:00 PM
Sunday7:30 AM – 4:00 PM

Recent Reviews

Georgia P.

July 26, 2025

I wish I could express the amount of love I have for this place!!! The food is amazing, the staff is incredible & the atmosphere is stellar! Found it on the internet, went for dinner & came back for breakfast!!! We had ahi tuna tacos, burrito bowl with jerk chicken, chips & salsa & the breakfast quesadilla with bacon. Everything was DELISH!!! Live music at night & pet friendly! The gift shop is AWESOME!!! Bought some treasures to take home with us & hearts that are overflowing with joy from our experiences here! CANNOT RECOMMEND THUS PLACE ENOUGH!!! If you’re hippy dippy like me, you don’t wanna miss out on this incredible place!

Matthew N.

August 11, 2025

We tried the Chop Burrito with Jerk Chicken along with the Island Style Nachos with Mahi Mahi and guac. The Mahi Mahi was a little dry, but worked well with the guac. We also got chips with their mango habanero salsa. The salsa was on point, though we wish we had more of it. We were a bit disappointed that the chips were Tostitos and not housemade, but that’s okay. Overall portion size was decent. Really liked the back patio as it was expansive, had large fans, and a waterfront view. Staff was laid back and easy going, and they were courteous when we asked questions about the menu.

Tina H.

April 18, 2025

Rustic! So chill! Food was delicious and fresh. No rush here. Stay as long as u want. Look at the calendar for events such as Trivia and Bingo ...

agapeheart P.

August 25, 2024

Thr ony drawback to this experience is that it is all self-service and the order line can take up quite a bit of time. The vibe of the whole place was great for the graduation party for the Air Force course my son was part of. Everything we ordered was tasty and the variety of hot sauces available allows you to spice it up your way. The pork carnitas, salsa, fish tacos were great. The mahi quesadillas with pineapple was not a big hit but were tasty (not a combination any of us were fans of). Great views and decor makes it fun.

Seon L.

May 8, 2024

Maybe it’s because of the inflated expectations. Fish taco and the bowl were not as great. Honestly a 3/5. But the coffee and frozen vanilla pie was 5/5. The pie I think is a mix of vanilla ice cream and possibly some kind of marshmallow? It’s cold, creamy, and has a light marshmallow like texture Live music was great 👍

What to Expect

Features and amenities that make FINNS Island special

Outdoor Seating

Live Music

Cocktails

Beer

Wine

Coffee

Family Friendly

Dog Friendly

Groups Welcome

Practical Information

Everything you need to know before you visit

Payment Options

Credit Cards
Debit Cards
NFC/Contactless

Parking

Free Parking Lot
Free Street Parking

Accessibility

Wheelchair Accessible Entrance
Wheelchair Accessible Restroom
Wheelchair Accessible Seating
Wheelchair Accessible Parking

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